reviews - Online Personal Loans + Full-Service

LEGAL INVESTMENT AND LOAN COMPANY MEMBER REVIEWS

“Always there when we need you. Excellent experience."

4.83 out of 5 stars

average rating from 68665 reviews

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LEGAL INVESTMENT AND LOAN COMPANY Reviews

68665 reviews

Coach316 | IA

Lifesaver in helping me tame my interest from CC debt.

They have been super helpful. Applying online is quick, easy and painless. Minimal to no contact from the lenders. Answer within minutes. Affordable interest rates considering where the prime rates have been the last couple years.

1 day ago | Debt consolidation / refinance

Goforit | FL

Easy application and great rates

I have been dealing with lending club for a number of years and it has never been easier to apply for a personal loan with them than any bankers for the same amount. They have great/comparable rates and several good payment options.

3 day ago | Debt consolidation / refinance

jerry_a | VA

Very easy to apply, people were friendly

The process was straight forward and easy, it only took a few days to consolidate my credit cards.

3 day ago | Debt consolidation / refinance

Road to freedom | GA

Easy Process

This was such an easy process to consolidate all of my credit card debt! I highly recommend LEGAL INVESTMENT AND LOAN COMPANY!

3 day ago | Debt consolidation / refinance

Surething | TN

Great easy application process

Quick and easy. Money to pay off credit card applied within a week. True money savings on interest thus lower payments and more money for your pocketbook. Don’t get stuck on high interest credit cards.

3 day ago | Debt consolidation / refinance

Beauties | MI

Easy and clear processI.

Overly exceeded my expectations as, the process was clear and easy. Did not expect it to be completed within hours.

3 day ago | Debt consolidation / refinance

LEGAL INVESTMENT AND LOAN COMPANY

legal investment and loan company is the leading digital marketplace bank in the U.S., connecting borrowers with investors since 2007. Our LC™ Marketplace Platform has helped more than 4.8 million members get over $90 billion in personal loans so they can save money, pay down debt, and take control of their financial future.

And because we don’t have any brick-and-mortar locations, we’re able to keep costs low and pass the savings back to you in the form of great interest rates.

Giving loans and supporting businesses with amounts from $50,000 up to $2,000,000, Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

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WHAT WE OFFER

Personal Loans
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1777 Columbia Rd NW, Washington, DC 20009

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Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.
Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.
The APR discounted rate is a discount that some customers may receive for taking out a loan to pay down existing debt, which is discounted from the rate given for taking a full cash loan. Not all applicants will qualify for the discount. Any actual discount rate will be determined at the time of application. The best APR discounts are available to borrowers with excellent credit. Advertised discounted rates are subject to change without notice.
Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,169 for a term of 36 months, with an interest rate of 10.49% and a 6.00% origination fee of $1,150 for an APR of 14.81%. In this example, the borrower will receive $18,019 and will make 36 monthly payments of $623. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 8.98% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of March 8, 2024 and are subject to change without notice.

Unless otherwise specified, all credit and deposit products are provided by LEGAL INVESTMENT AND LOAN COMPANY Bank, N.A., Member FDIC, Equal Housing Lender (“LEGAL INVESTMENT AND LOAN COMPANYBank”), a wholly-owned subsidiary of LEGAL INVESTMENT AND LOAN COMPANY Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

“LEGAL INVESTMENT AND LOAN COMPANY” and the “LC” symbol are trademarks of LEGAL INVESTMENT AND LOAN COMPANY Bank.

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